Level I

• May be issued to a person who has achieved at least 75% success on an adjuster license examination prescribed by the superintendent, or has equivalent qualifications acceptable to the superintendent.
• Shall work only on behalf of his or her sponsor or the sponsor’s employer.
• During the first year following issue of the initial license may assess claims or engage in negotiation of an insurance settlement only under supervision of a person holding an adjuster Level III or IV license, who shall review and countersign a claim report or settlement offer submitted by the Level I licensee.

In addition a Level I adjuster must:

• Work a minimum of 21 hours per week as an adjuster and be sponsored by a licenced Level IV Adjuster;
• Work only on behalf of their sponsor or the sponsor’s employer
• Work under the supervision of a Level III or IV adjuster who shall review and countersign any claim report or settlement offer submitted by the Level I licencee; and
• Complete the requirements to qualify for an Level II adjuster licence and apply for a Level II licence within a three-year period immediately following issue of the initial adjuster’s Level I licence.
  or
• Equivalent qualifications acceptable to the superintendent

Level II

• Shall complete the requirements to qualify for an adjuster Level II license and apply for a Level II license within the 3-year period immediately following issue of the initial adjuster Level I license. Failure to comply with this section shall be cause for suspension, revocation or cancellation of the Level I license.
• May be issued to a person who has held an adjuster Level I license for at least 2 years.
• Must have successfully completed all of the following courses of the Insurance Institute of Canada:
  • C12 (Insurance on Property)
  • C14 (Automobile Insurance — Part I)
  • C110 (Essentials of Loss Adjusting)
    or
  • C17 (Claims I)
    or
  • Has equivalent qualifications acceptable to the superintendent

Level III

• May be issued to a person who has held an adjuster Level II license for at least one year.
• Must have successfully completed, within the 3 year period immediately preceding application, all of the following courses of the Insurance Institute of Canada:
  • C13 (Insurance Against Liability)
  • C33 (Insurance on Property – Part II)
  • C46 (Claims II)
  • C43 (Casualty Covers)
    or
  • Has equivalent qualifications acceptable to the superintendent.

Level IV

• May be issued to a person who has held an adjuster Level III license for at least one year
• Must have successfully completed, within the 7 year period immediately preceding application, the A.I.I.C. program of the Insurance Institute of Canada, including all of the following courses:
  • C32 (Bodily Injury Claims)
  • C16 (Insurance Organization, Accounts and Finance)
  • 2 optional courses
    or
  • Has equivalent qualifications acceptable to the superintendent.

Sponsorship Limit

A person holding an adjuster Level IV license shall not sponsor more than 5 persons holding adjuster Level I licenses.