Letter of Authority
In order to obtain a license, applicants must meet the following requirements:
- Complete an Insurance Adjuster application, provide applicable supporting documents and pay the required fee.
- Be familiar with the laws of Ontario relating to the licensing of adjusters.
- Be sponsored by an adjusting company, adjusting partnership or fully licensed adjuster.
Within 30 months of holding the letter of authority the following four IIC courses must be completed successfully:
- C11 (Principles and Practices of Insurance) or both C-81 and C-82 (GIE)
- C12 (Insurance on Property)
- C14 (Automobile Insurance — Part 1)
- C110 (Essentials of Loss Adjusting)
Probationary Adjusters License
Within 30 months of receiving a Probationary Adjuster’s License, the following four IIC courses must be completed successfully:
- C13 (Insurance Against Liability)
- C32 (Bodily Injury Claims)
- C111 (Advanced Loss Adjusting)
- C112 (Practical Issues in Claims Management)
Full Adjusters License
- Must have successfully completed the 8 IIC courses outlined under Letter of Authority and Probationary Adjuster’s License. Must apply to CIAA and successfully pass an oral exam in Automobile, Liability, Property or all.
- Must be employed full time by an independent adjusting firm.
Restrictions for Letter of Authority and Probationary Adjuster:
- sign any report or communication addressed to an insurer
- sign any other correspondence without permission of the employer
- negotiate the settlement of any bodily injury claim
- authorize repairs to property or agree to accept any bill regarding a claim without the consent of the employer