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New Brunswick
Level 1 – Probationary Adjuster’s Licence
- Shall be supervised by a level 3 licensee having a minimum of 12 months of experience at that level or by a level 4 licensee, and the supervisor shall be responsible for the instruction and conduct of the level 1 licensee.
- Shall not adjust an insurance claim in his or her own right.
- Shall not enter into correspondence, submit reports or prepare memoranda respecting the adjustment of an insurance claim assigned to his or her supervisor unless authorized by his or her supervisor.
- Shall have all claim reports and settlement offers countersigned by his or her supervisor.
- Obtain a level 2 licence within 12 months after being issued a level 1 licence.
Level 2 – Assistant Adjuster’s Licence
- Either before a level 1 licence is issued or within 12 months after the licence is issued, unless an extension of time is given under section 13, an applicant for a level 2 licence shall have successfully completed one of the following programs offered by the Insurance Institute of Canada:
- C11 (Principles and Practices of Insurance);
or
- C81 (General Insurance Essentials – Part 1)
and C82 (General Insurance Essentials – Part 2)
- Within 12 months after a level 1 licence is issued, the applicant for a level 2 licence shall have acquired 12 months of work experience as an adjuster.
- The superintendent may waive any part of the work experience requirement for an applicant for a level 2 licence if the Superintendent is satisfied that the applicant has sufficient experience or training in the insurance industry.
- Shall be supervised by the holder of a level 3 licence who has a minimum of 12 months of experience at that level or by the holder of a level 4 licence, and the supervisor shall be responsible for the instruction and conduct of the level 2 licensee.
- Shall not adjust an insurance claim in his or her own right.
- Shall not enter into correspondence, submit reports or prepare memoranda respecting the adjustment of an insurance claim assigned to his or her supervisor unless authorized by his or her supervisor.
- Shall obtain a level 3 licence within 36 months after being issued a level 2 licence.
Level 3 – Adjuster’s Licence
- Either before a level 2 licence is issued or within 36 months after the licence is issued, unless an extension of time is given under section 18, the applicant for a level 3 licence shall have successfully completed one of the following programs offered by the Insurance Institute of Canada:
- For a specialization in property damage:
- C11 (Principles and Practice of Insurance)
or
- C81 (General Insurance Essentials – Part 1)
and C82 (General Insurance Essentials – Part 2)
C12 (Insurance on Property)
C13 (Insurance Against Liability – Part 1)
C110 (Essentials of Loss Adjusting)
or
- C17 (Claims 1)
C111 (Advanced Loss Adjusting)
or
- C33 (Insurance on Property – Part 2)
and (C46 Claims 2)
- For a specialization in automobile physical damage:
- C11 (Principles and Practice of Insurance)
or
- (C81 General Insurance Essentials – Part 1)
and (C82 General Insurance Essentials – Part 2)
C13 (Insurance Against Liability – Part 1)
C14 (Automobile Insurance – Part 1)
C110 (Essentials of Loss Adjusting)
or
- C17 (Claims 1)
and C111 (Advanced Loss Adjusting)
or
- C46 (Claims 2)
- For a specialization in automobile accident benefits:
- C11 (Principles and Practice of Insurance)
or
- C81 (General Insurance Essentials – Part 1)
and C82 (General Insurance Essentials – Part 2)
C14 (Automobile Insurance – Part 1)
C32 (Bodily Injury Claims)
C110 (Essentials of Loss Adjusting)
or
- C17 (Claims 1)
and C111 (Advanced Loss Adjusting)
or
- C46 (Claims 2)
- For a specialization in bodily injury:
- C11 (Principles and Practice of Insurance)
or
- C81 (General Insurance Essentials – Part 1)
and C82 (General Insurance Essentials – Part 2)
C13 (Insurance Against Liability – Part 1)
C14 (Automobile Insurance – Part 1)
C32 (Bodily Injury Claims)
C110 (Essentials of Loss Adjusting)
or
- C17 (Claims 1)
and C111 (Advanced Loss Adjusting)
or
- C46 (Claims 2)
- Within 36 months after a level 2 licence is issued, the licensee shall acquire 24 months of work experience in claims adjusting, but any experience acquired before the level 2 licence was issued shall not count for the purpose of this subsection.
Level 4 – General Adjuster’s Licence
- An applicant for a level 4 licence shall have successfully completed the following program offered by the Insurance Institute of Canada:
- C11 (Principles and Practice of Insurance)
or
- C81 (General Insurance Essentials – Part 1)
and C82 (General Insurance Essentials – Part 2)
C12 (Insurance on Property)
C13 (Insurance Against Liability – Part 1)
C14 (Automobile Insurance – Part 1)
C32 (Bodily Injury Claims)
C110 (Essentials of Loss Adjusting)
or
- C17 (Claims 1)
C111 (Advanced Loss Adjusting)
or
- C33 (Insurance on Property – Part 2)
and C46 (Claims 2)
and C112 (Practical Issues in Claims Management)
- The applicant shall have acquired 24 months of work experience in claims adjusting while holding a level 3 licence.