New Brunswick

Level 1 – Probationary Adjuster’s Licence

• Shall be supervised by a level 3 licensee having a minimum of 12 months of experience at that level or by a level 4 licensee, and the supervisor shall be responsible for the instruction and conduct of the level 1 licensee.
• Shall not adjust an insurance claim in his or her own right.
• Shall not enter into correspondence, submit reports or prepare memoranda respecting the adjustment of an insurance claim assigned to his or her supervisor unless authorized by his or her supervisor.
• Shall have all claim reports and settlement offers countersigned by his or her supervisor.
• Obtain a level 2 licence within 12 months after being issued a level 1 licence.

Level 2 – Assistant Adjuster’s Licence

• Either before a level 1 licence is issued or within 12 months after the licence is issued, unless an extension of time is given under section 13, an applicant for a level 2 licence shall have successfully completed one of the following programs offered by the Insurance Institute of Canada:
C11 (Principles and Practices of Insurance);
or
C81 (General Insurance Essentials - Part 1)
and
C82 (General Insurance Essentials - Part 2)
• Within 12 months after a level 1 licence is issued, the applicant for a level 2 licence shall have acquired 12 months of work experience as an adjuster.
• The superintendent may waive any part of the work experience requirement for an applicant for a level 2 licence if the Superintendent is satisfied that the applicant has sufficient experience or training in the insurance industry.
• Shall be supervised by the holder of a level 3 licence who has a minimum of 12 months of experience at that level or by the holder of a level 4 licence, and the supervisor shall be responsible for the instruction and conduct of the level 2 licensee.
• Shall not adjust an insurance claim in his or her own right.

• Shall not enter into correspondence, submit reports or prepare memoranda respecting the adjustment of an insurance claim assigned to his or her supervisor unless authorized by his or her supervisor.

• Shall obtain a level 3 licence within 36 months after being issued a level 2 licence.

Level 3 – Adjuster’s Licence

Either before a level 2 licence is issued or within 36 months after the licence is issued, unless an extension of time is given under section 18, the applicant for a level 3 licence shall have successfully completed one of the following programs offered by the Insurance Institute of Canada:

* for a specialization in property damage:
C11 (Principles and Practice of Insurance)
or C81 (General Insurance Essentials - Part 1)
and C82 (General Insurance Essentials - Part 2)
C12 (Insurance on Property)
C13 (Insurance Against Liability - Part 1)
C110 (Essentials of Loss Adjusting)
or C17 (Claims 1)
C111 (Advanced Loss Adjusting)
or C33 (Insurance on Property - Part 2)
and (C46 Claims 2)
* for a specialization in automobile physical damage:
C11 (Principles and Practice of Insurance)
or (C81 General Insurance Essentials - Part 1)
and (C82 General Insurance Essentials - Part 2)
C13 (Insurance Against Liability - Part 1)
C14 (Automobile Insurance - Part 1)
C110 (Essentials of Loss Adjusting)
or C17 (Claims 1)
and C111 (Advanced Loss Adjusting)
or C46 (Claims 2)
* for a specialization in automobile accident benefits:
C11 (Principles and Practice of Insurance)
or
C81 (General Insurance Essentials - Part 1)
and C82 (General Insurance Essentials - Part 2)
C14 (Automobile Insurance - Part 1)
C32 (Bodily Injury Claims)
C110 (Essentials of Loss Adjusting)
or C17 (Claims 1)
and C111 (Advanced Loss Adjusting)
or C46 (Claims 2)
* for a specialization in bodily injury: C11 (Principles and Practice of Insurance)
or C81 (General Insurance Essentials - Part 1)
and C82 (General Insurance Essentials - Part 2)
C13 (Insurance Against Liability - Part 1)
C14 (Automobile Insurance - Part 1)
C32 (Bodily Injury Claims)
C110 (Essentials of Loss Adjusting)
or C17 (Claims 1)
and C111 (Advanced Loss Adjusting)
or
C46 (Claims 2)
• Within 36 months after a level 2 licence is issued, the licensee shall acquire 24 months of work experience in claims adjusting, but any experience acquired before the level 2 licence was issued shall not count for the purpose of this subsection.

Level 4 – General Adjuster’s Licence

• An applicant for a level 4 licence shall have successfully completed the following program offered by the Insurance Institute of Canada:
C11 (Principles and Practice of Insurance)
or C81 (General Insurance Essentials - Part 1)
and C82 (General Insurance Essentials - Part 2)
C12 (Insurance on Property)
C13 (Insurance Against Liability - Part 1)
C14 (Automobile Insurance - Part 1)
C32 (Bodily Injury Claims)
C110 (Essentials of Loss Adjusting)
or
C17 (Claims 1)
C111 (Advanced Loss Adjusting)
or
C33 (Insurance on Property - Part 2)
and C46 (Claims 2)
and C112 (Practical Issues in Claims Management)

• The applicant shall have acquired 24 months of work experience in claims adjusting while holding a level 3 licence.